How do I purchase Renters Insurance?
You can purchase Renters Insurance no matter if it is required by your landlord or property manager. As a tenant, you may not think you need Renters Insurance. But you may not realize that your landlord's policy doesn't cover your belongings.
Renters Insurance can be purchased when your landlord has moved you in and in the process of onboarding. Log in to your tenant account. You will see the rental and the option to purchase renters insurance and/or sign the lease (if required). If your landlord doesn't require you to purchase renters insurance, you still can. In order to do this, select the lease you’d like to purchase renters insurance for, then click on the View button, click on the Get Insurance button in the header of the lease:
If you already purchased Renter Insurance somewhere else, please read How do I provide my Renters Insurance purchased outside the system?
The next step allows you to get a quote and purchase Insurance. Enter the policy effective date (the effective date is the date you want your coverage to begin. You can postpone this date for up to 80 days) and select the property type. Press the "Get a Quote" button. Depending on the state, you will have to provide some additional information.
Click "Complete move in" for the lease with Pending status:
The next step allows you to get a quote and purchase Insurance. Depending on the state, you will have to provide some additional information and enter the policy effective date. The effective date is the date you want your coverage to begin. You can postpone this date for up to 80 days. Press the "Next" button:
Please review the policy and endorsements for complete details, including limitations and exclusions.
Kindly note you can add water sewer backup as additional protection for the place you rent. Coverage includes up to $2,500 in damages if a sewer or drain backs up into your home. A $250 deductible applies. If this option is selected, the policy price will be increased accordingly.
Coverages may vary by state. There are three payment options for your convenience. You can select annual payment, 4 pay, or monthly payment:
Please note! Please, check if all contact information details were filled correctly. Complete the payment and other information required.
Select the billing address where all billing-related notifications will be mailed. If you'd like to receive an electronic copy of your insurance documents via email, select the Yes option and accept the terms of Assurant Electronic Business Consent by checking the appropriate box. If, you wouldn't, click the No option.
If you want to add a roommate's name to the policy, please read How do I add an additional name to the policy?
Hooray! You have successfully purchased Renters Insurance and protected your belongings and yourself in the event you cause damages to others. This is great! You can download an electronic copy of your application. Your rental community manager or landlord will be notified of the policy changes in the event, that a claim is filed.
If you elected to receive your policy documents electronically, you should receive an email within 24 to 48 hours after your policy was purchased online. Please note that incorrect or invalid email addresses will delay the delivery of policy documents. Otherwise, you should receive your policy documents in the mail within 10 days from the time you purchase your policy online.
Aug. 22, 2023