Access Business Financing Through Stripe Capital
TenantCloud has partnered with Stripe to offer eligible U.S. businesses access to fast, flexible financing through the Stripe Capital program.
Eligibility
Your business is automatically reviewed daily for eligibility. If you're eligible, you'll receive an email notification with your offer details.
Eligibility is based on several factors, including your transaction volume and history with TenantCloud.
Note: Only U.S.-based businesses are currently eligible.
How Offers Work
If you're eligible, you’ll receive an email with one or more personalized offers. You can choose the offer that best fits your needs. Each offer includes:
Financing amount – the amount that will be deposited into your bank account
Flat fee – a one-time fee you’ll pay for the loan (no interest or hidden fees)
Total amount owed – the financing amount plus the flat fee
Repayment rate – a percentage of your daily card transactions processed through TenantCloud that goes toward repaying the loan
Example Offer:
Financing amount: $17,000
Flat fee: $1,700
Total amount owed: $18,700
Repayment rate: 12%
If you accepted this offer, $17,000 would be deposited into your connected bank account within 1–2 business days. Stripe would then automatically withhold 12% of your daily transaction total (in addition to processing fees) until the full $18,700 is repaid.
Repayment Details
Repayment starts automatically 1–2 business days after funding. The more card sales you process, the faster you’ll repay the loan.
You can also make a manual payment at any time using the ‘Make Payment’ button on your loan overview page. There are no extra fees for early repayment.
Note: Early repayment does not guarantee a future loan offer. All accounts are reviewed daily, and you'll be notified by email if you're eligible again.
Minimum Payment Requirements
You’re required to meet a minimum repayment amount during each repayment period (defined during underwriting). If the withheld sales payments don’t meet the minimum, Stripe will automatically debit your account for the difference.
You can view your minimum payment amount and daily repayment progress in your Stripe Dashboard or on your loan overview page.
Important Notes
Loans are issued by Celtic Bank and powered by Stripe. All loans are subject to credit approval.
Repayment deductions apply to all payments received under the enrolled legal entity - this includes rent payments, fees, and security deposits.