In order to receive money and pay online, you will want to add and verify your bank account in your Online Payments settings. Open the Bank Account tab.

Click on the +Add bank account button:

Provide the account name and click “Continue”:

You will be able to either use instant verification or provide bank account details for manual (micro-deposit) verification.

Note! You can use instant verification once a day and twice a month. Other attempts will be supported only with the micro-deposit verification.

You can instantly verify a customer's ACH Direct Debit banking information instead of using micro-deposits. Click on the "Agree and continue" button and select your bank.

The next window with the option to log in to your bank account will appear. You are welcome to click “Continue” and provide your login credentials to add your bank account right away.

If you opt for micro-deposit verification, connect your bank account using a bank account and routing number. Make sure all information is accurate and valid.

Stripe attempts to send a microtransaction via Real-Time Payments (RTP). If successful, your bank account will be verified within minutes. If the RTP is not supported, Stripe automatically sends a single 0.01 USD deposit and in the description, it will have a 6-digit descriptor code starting with SM. Enter the descriptor code exactly how it appears in your account and click on the Verify button. (i.e. SM12BA). You will want to make sure the letters are capitalized.

If you do not see the micro-deposit in your account after 2 business days, double-check for accuracy in the account details provided. Contact your bank to confirm if there are any delays or issues. Ensure notifications for new deposits are enabled to avoid missing alerts.

Once you receive the deposit, go to the Settings and click on Bank Account. Select “Verify“ from the three dots menu next to your added bank.

Stripe may also send two small micro-deposits to your bank account in different amounts. Once you receive them, you’ll have the option to enter those exact amounts in the system to verify your bank account.

The micro-deposit takes up to 2 business days to appear on your online statement. You will have 3 attempts to add and validate this information. If the maximum number of attempts to verify your customer’s bank account information has been met, contact Stripe Support for additional assistance.

You will have 3 attempts to add and validate this information. If a bank account is not verified within 10 days, it will be removed.